California's Local Construction & Commercial Lender for Over 35 Years

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"Financing my eight million dollar commercial project ...
RMC Funding was by far the best and most professional."

~ S.K. Shopping Center Developer, Santa Clarita, CA

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"We financed our loan with RMC and saved nearly $300,000 in interest payments."
~ D.S. Residential Investor, La Canada, CA

"RMC Funding is the professional I trust the most with my loans."
~ R.B. Mortgage Underwriter, Chino, CA

Low Rates & Fees  |  Fast Approval Decisions  |  Close Fast & On Your Schedule  |  FREE No Obligation Consultation

RMC Funding Financial Services

At RMC Funding, our loan programs feature fast approvals, rate protection, minimal documentation requirements and competitive rates and fees.

We know that each customer has specific needs. With a variety of loan options and an established network of capital partners behind us, we pride ourselves in meeting our clients’ diverse borrowing needs with quality service and individual attention.

We have been serving California property investors since 1984. We have an active presence in Los Angeles County (Pasadena, Glendale, San Fernando Valley, Long Beach) as well as Orange, Riverside, Ventura, San Bernardino and San Diego Counties.

Get a FREE, no obligation consultation. Call now! 1-800-649-5626

Your Local California Lender Since 1984

commercial building ca

Recent Los Angeles Funded Loans & Investments at RMC Funding

Property Type: Mixed Use Residential and Commercial Property
Location: Los Angeles, CA
Loan Amount: $840,000
Program: Full Doc Loan to Value (LTV): 65% of Purchase Price
Loan Terms: RMC funded the acquisition loan for 5-year fixed and 20-year amortization at competitive, prime interest rate.
Challenge: Old property, with short term commercial tenants; some deferred maintenance.

Property Type: 18 unit Multi-family development
Location: Los Angeles, CA
Cash Participation: $1,500,000. Project Development Cost: $4,600,000.
Participation Terms: Joint Venture Agreement. RMC teamed up with experienced developer and raised equity and debt financing combination to finance the project to completion.
Challenge: Complicated entitlement process required an experienced and tenacious architecture and development team.

Property Type: Three Single family residences
Location: Los Angeles, CA
Cash Participation: $900,000.  Project Development Cost: $ 1,800,000.
Loan Terms: Joint Venture Agreement. RMC Funding teamed up with experienced architect and raised equity and debt financing combination to finance the project to completion.
Challenge: Hillside development.

Call (800) 649-5626 or fill out this form:





rmcfunding california lending team

Construction Project Financing & Loan Options

Save Time and Money: Let RMC FUNDING help you to save time and money with a variety of convenient construction loan options. We offer competitive rates and quick funding for construction projects.

We think outside the box: We finance transactions with situations and circumstances that do not meet conventional underwriting guidelines.

Program Highlights:

  • A rich variety of construction programs and products.
  • Owner Occupied, 2nd Home Construction and SPEC-Investor Construction.
  • Unfinished construction financed.
  • Single Family, 2-4 Units, Apartments, Condos, Mixed-Use, small Housing Tracts.
  • Ground-Up on Vacant Land, Demolition with Rebuild, and Major Remodel/Additions.
  • Up to 100% of construction costs financed.
  • Loan terms up to 24 months or more.
  • Interest Reserve included.
  • Cross-Collateralization acceptable.
  • Limited cash reserves, higher debt ratios OK.
  • Bridge and Gap financing.

Do you need a construction loan that doesn’t fit the conventional underwriting box? Call us!

Residential Investor & Multi-Family Housing Financing

Unique programs for residential investors: We offer unique financing programs for residential real estate investors. Whether you need to refinance an existing investment property or finance an acquisition or a purchase – we can help you structure the loan that meets your needs.

A wide range of loan products: We provide a comprehensive range of loan products for single family residences, 2 to 4 units and apartment buildings with 5 or more units, student housing, mobile home parks, assisted living homes and other multi-family housing needs

Program Highlights:

Our loans offer many lending advantages including less paperwork, excellent delivery time and substantial cost savings:

  • Purchase and Cash-Out Refinancing Loans – to $6 Mill
  • No cash out limit.
  • Close your purchases quickly.
  • No limit on the numbers of properties owned.
  • No tax returns required.
  • We finance various legal entities – LLC, LLP, Corporations, Irrevocable and Revocable Trusts.
Commercial Building & Business Lending Programs

Loan Programs to fit your need: Looking to buy a new commercial building or asset, or making improvements to your current operations, our team of experienced loan officers can create a program that meets your overall financial goals. Commercial real estate loans to $25 million are directly available from our fund or from our preferred capital partners

Speak With a Commercial Loan Expert: We are experts in financing all your commercial property needs:

  • hotel,
  • self-storage,
  • strip center,
  • office buildings,
  • nursing homes,
  • gas stations,
  • mixed use,
  • industrial properties,
  • and more.

Ask about our bridge loan programs: Looking for short term financing until your commercial property income is stabilized? We offer excellent terms on interim financing and will position your property to obtain the best long-term financing the market has to offer.

Special programs for Owner-Users: Our programs for small and medium businesses are specifically designed to help your business grow. We provide funding for purchases and refinance of existing buildings, construction of new facilities or for modernizing and renovating existing facilities. We also help the purchase of long-term machinery and equipment.